Frequently Asked Questions
Questions & Answers
Find the answers to the most common questions about our premium financing solutions and services.
What types of insurance policies can I finance with CASS Finance?
We offer financing for a wide range of insurance policies, including personal and commercial packages, auto and motorcycle insurance, personal and commercial liability, malpractice insurance, yacht insurance, and more. Bonds are excluded from our financing options.
What are the requirements to obtain insurance financing?
Typically, we require a 30% down payment based on the total cost of your insurance policy. There is no need for additional collateral, as the insurance policy itself serves as the guarantee for the financing.
How does the insurance financing process work?
First, you can request our services through your insurance agent or contact us directly. Once the contract is signed, we will pay the insurance company directly on your behalf. You will receive all necessary instructions and a coupon booklet for your monthly payments, which usually start 30 days after the policy’s effective date.
What happens if I can’t make a payment on time?
We offer a 15-day grace period for each payment. If we do not receive the payment within this period, a cancellation notice will be sent. If you make the payment within the grace period, we will issue a reinstatement notice, and your policy will be updated accordingly.
Can I combine multiple insurance policies into one financing contract?
Yes, you can consolidate multiple insurance policies into a single financing contract, allowing you to make just one monthly payment for all your coverages. This makes managing your finances easier and more convenient.
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Hear What Our Clients Have to Say
"Thanks to CASS Finance, we were able to expand our business without compromising cash flow. Their support and flexible financing options have made a real difference in our growth.” - Charles Williams, Client"
BENEFITS & MISSION
Benefits of Choosing CASS Finance
At CASS Finance, we provide personalized insurance financing solutions that help you manage your cash flow and protect your assets. Learn more about how our services can benefit you and why we are the trusted choice for thousands of clients.
What is the interest rate for policy financing?
Our financing agreements come with a fixed interest rate. This means that the rate agreed upon at the time of signing will not change throughout the duration of your contract, ensuring financial stability and predictability.
Do I need to undergo a credit check to qualify for financing?
No, a credit check is not required as the insurance policy itself serves as collateral for the financing. This makes the approval process faster and easier for our clients.
What payment methods are accepted for monthly installments?
We accept a variety of payment methods, including major credit cards, bank transfers, and telephone payments. We strive to provide flexible payment options to suit your needs.
What additional services does CASS Finance offer to its business partners?
We provide our partners with a 24/7 online quoting portal, client history management, payment reports, client portfolio management, and access to print and view cancellation notices. Our goal is to support our partners in efficiently managing their clients and operations.
How can I contact CASS Finance for more information or assistance?
You can contact us via email at info@cassconsultingllc.com or call us at 787-931-0540. Our team will be happy to assist you with any inquiries you may have about our financing services.